Terms & Legal Information

TrackYourWealth.app was founded with a simple mission: to help individuals take control of their financial future through simple, secure net worth tracking. We believe that understanding your financial position is the first step toward building lasting wealth.

Our team consists of financial technology experts, security professionals, and user experience designers who are passionate about making financial tracking accessible to everyone. We've experienced firsthand the frustration of complex financial tools that require bank connections and compromise your privacy.

That's why we built TrackYourWealth.app differently. Our platform prioritizes your privacy and security above all else. We don't connect to your bank accounts, we don't store sensitive financial data, and we don't sell your information to third parties. Your financial journey is yours alone.

We're committed to providing you with the tools you need to track your net worth, set financial goals, and build wealth over time - all while maintaining complete control over your data and privacy.

Last updated: January 2025

Information We Collect

We collect only the minimum information necessary to provide our service:

• Account Information: Your name and email address for account creation and communication
• Financial Data: Only the financial information you manually enter into our platform
• Usage Data: Basic analytics about how you use our service to improve functionality

How We Use Your Information

Your information is used solely to:

• Provide and maintain our services
• Send you important account reminders
• Improve our platform based on usage patterns
• Provide customer support when requested

Data Sharing

We do not sell, rent, or share your personal information with third parties for marketing purposes. We may share information in these limited circumstances:

• With your explicit consent
• To comply with legal obligations
• To protect our rights and prevent fraud

Your Rights

You have the right to:

• Access your account data
• Delete your account and data
• Opt out of non-essential communications

Last updated: January 2025

Acceptance of Terms

By accessing and using TrackYourWealth.app, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

Description of Service

TrackYourWealth.app provides a web-based platform for tracking personal net worth through manual data entry. Our service does not connect to financial institutions and relies on user-provided information.

User Responsibilities

As a user, you agree to:

• Provide accurate information during registration
• Maintain the security of your account credentials
• Use the service only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not use the service to store illegal or harmful content

Data Accuracy

You acknowledge that:

• All financial data entered is your responsibility
• We do not verify the accuracy of your entries
• Our service is for tracking purposes only, not financial advice
• You should consult financial professionals for investment decisions

Service Availability

While we strive for 99.9% uptime, we cannot guarantee uninterrupted service. We reserve the right to modify, suspend, or discontinue the service with reasonable notice.

Limitation of Liability

TrackYourWealth.app shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

Termination

You may terminate your account at any time. We reserve the right to terminate accounts that violate these terms or engage in harmful activities.

Last updated: January 2025

Our Commitment to You

We want you to be completely satisfied with TrackYourWealth.app. If for any reason you're not happy with your subscription, we offer a fair and transparent refund policy.

Refund Policy: Money-Back Guarantee

For annual subscriptions, we offer a full refund within 30 days of your initial subscription purchase.

• 30-Day Money-Back Guarantee for Initial Annual Subscription
• 7-Day Money-Back Guarantee for Annual Renewals
• 7-Day Money-Back Guarantee for Initial Monthly Subscription

Refund Process

To request a refund:

• Contact us at support@trackyourwealth.app within refund period of purchase
• Include your account email and reason for the refund request
• We'll process your refund within 5-7 business days
• Refunds will be issued to the original payment method

What Happens After a Refund

When a refund is processed:

• Your account will be downgraded to our free plan
• Premium features will be disabled immediately
• Your data will be preserved and accessible on the free plan
• You can upgrade again at any time

Exceptions

Please note that refunds are not available for:

• Accounts that have violated our Terms of Service
• Recurring billing periods (except 7-Day Annual Renewal)
• Partial month refunds (we don't prorate monthly subscriptions)

Cancellation vs. Refund

You can cancel your subscription at any time without requesting a refund:

• Cancellations take effect at the end of your current billing period
• You'll continue to have access to premium features until the period ends
• No refund is provided for the remaining time in your billing period
• Your account will automatically downgrade to the free plan upon completion

Questions About Refunds

If you have any questions about our refund policy or need assistance, please contact our support team at support@trackyourwealth.app. We're here to help and want to ensure you have a positive experience with our service.

Security is at the core of everything we do at TrackYourWealth.app. We understand that your financial information is sensitive, and we've built our platform with security-first principles.

No Bank Connections

Unlike other financial tracking services, we do not connect to your bank accounts or financial institutions. This eliminates the risk of:

• Unauthorized access to your banking credentials
• Data breaches exposing your account information
• Third-party access to your transaction history
• Potential security vulnerabilities in bank APIs
• Expensive third party subscriptions for linking accounts

Infrastructure Security

Our platform is built on secure, enterprise-grade infrastructure:

• Hosted on reputable cloud providers with SOC 2 compliance
• Regular security updates and patches
• Automated backups with encryption
• Network security monitoring and intrusion detection

Incident Response

In the unlikely event of a security incident:

• Users will be notified within 72 hours if their data is affected
• Transparent communication about any security matters

Your Security

You can help keep your account secure by:

• Using a strong, unique password
• Logging out of shared or public computers
• Reporting any suspicious activity immediately

Security Questions?

If you have questions about our security practices or want to report a security concern, please contact us at security@trackyourwealth.app.